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From my personal experience, I have used Paypal for credit cards with no problem, both from a merchant and from a customer's point of view. The only thing I have found to be a bit of a challenge with Paypal is to get them to use only the medium of payment which I desire at a particular time. It seems if you ask it to use the credit card once, it will go to the credit card for payment each time as long as the card is valid. Also the same occurs with seeking money from the bank account. This can be a bit of a challenge for the customer. However, as far as accepting cards for the merchant, I have found Paypal to be useful and safe.
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