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Originally Posted by hostingcart
Should I get a merchant account or just paypal and/or 2checkout for my site? Any suggestions?
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I would say it depends on volume.
If you have a lot of transactions, and some trading history, then a proper merchant account is the way to go.
PayPal is (unfortunately) popular with customers, so you probably have to offer it, but (IMO) any company just using PayPal often appears to be quite unprofessional and I may have concerns about trusting them to provide the agreed product/service (although PayPal would offer some level of protection to the customer in that instance).
You have to consider a number of things: - Am I offering the payment methods my customers prefer to use
- Can the payment methods I'm using be automated - does my existing billing software support this and/or can support be added (e.g. write a new payment plug-in for it)
- Is the payment method cost-effective for me to process, and are there any other drawbacks such as high risk of chargebacks etc.
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