Setting up an epayments system I am told I need to put a file in a non web enabled directory.

As a newbie I have absolutely no idea what they are talking about. Using Frontpage and with a shared ssl certificate. Any help gratefully received!

basically it's a directory that isn't accessable from the web, only from the server itself and usually from FTP. I.E. When you FTP in to your site, you have a folder called wwwroot/ files put in there are viewable from the web. if you put a the file in the same directory as the wwwroot folder is (not IN it) it can't be seen from the web, but can be accessed by the server's scripts. Dig?