First of all, go to http://www.freewebs.com/kaytsuploads/ and click on the link for Layout Picture. I want to put text boxes or blogs on each of the 3 boxes there under the words News, Random and Links, but I don't have any clue how! Do I use the code for putting one a picture and simply duplicate the part of the code for adding a blog, or what? I'm so confused... ><

if it were me id slice up the picture and peice it back together with divs.
Someone else can tell you how to do that ...

That sounds tedious...

It isnt really you might be able to do it with a WYSIWYG editor if thats what you prefer otherwise you just slice up the image making sure that your boxes arent cut and then place them as backgrounds in divs and then put padding so that you have your text in the right place (or you may be able to cut the images so you dont need padding)

Im not good at explaining thats why i said someone else can help you with how
good luck!