Hi all,
I am a member of this site and have seen alot of people asking about alternatives to 2checkout and paypal. Alot of site owners are under the assumption that getting a merchant account is difficult,for large companies, or for companies that have retail locations or sell physical products. I have been with my company,
www.iPAY.com for over eight years now as a manager for their e-commerce division. Our company has always specialized in credit card and e-check payment processing for online companies who sell either content such as downloads, subscriptions, software,etc. and/or physical products. Some of the big differences between our company and a 2checkout or paypal:
1. Total fees of 2.3% per transaction plus a bundled per trans fee of $.30 with no additional fees. No setup,software, or setup fees.
1. This is your own mechant account and money is deposited daily
2. We have the only straight-thru(merchant account and gateway are on one single platform meaning you will have one interface and login for reporting, transactions, etc.You will not need to have an additional login or look for an outsourced gateway
3. We handle all of the recurring billing so you don't have to batch monthly and we can store the credit card data if you need us to for security.
4. Extensive fraud tools without additional costs.
5. We handle all chargebacks on your behalf.
6. We process for every type of account except adult. However, I do have a home for these type of accounts both onshore and offshore if needed.
I know online payment processing inside and out. I can tell you upfront how easy or difficult it will be to get your own merhant account.
Please feel free to email me if you have any questions about my company or want to know about payment processing in general. I am here to help.
Thanks!
Patricia
