I know a page made out of fash kills the SEO. How about a banner made out of flash that is planted on the site by src" " tag. Does that effect the SEO of the page?
The filename is most likely picked up by search engines and I would imagine it has some effect, though not enough to make a difference in where the page ranks. By all means feel free to use keywords in your filename, but don't expect to see any difference in the results, especially if the keywords are competitive.
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