Posts: 2,389
Name: <member type="brilliant" alt="foolish">James Lewitzke</member>
Location: / public_html / Universe / Virgo_Supercluster / Local_Group / Milky_Way / Orion_Arm / Solar_System / Earth / North_America / USA / Wisconsin
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It has a clean, attractive design.
Do you really need so many "zip code" quote boxes, state selection, etc. on the homepage? It just uses up unneccessary space IMO.
Also too many videos, you already have a "videos" link in your navbar, so why does your homepage need all kinds of vids too?
What do the "recent articles" section have to do with auto insurance? The section to me made me feel it belonged on a personal development site.
A Horizontal scroll bar appears at the bottom of my screen also (browser I'm using is Firefox)
Probably a little heavy on the ads. I counted five ads on the homepage alone. If keeping all the ads is a must, I'd suggest spreading them out on your other nav pages, some don't have any.
Other than that, it looks alright 
Good luck with the site.
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