Hi bakerc, I think you chose a great color scheme for your website. I would bring some more of that orange into play by accenting a few of the different parts of the page (though don't go overboard).
The links across the top of your page don't stand out as well as they could. I would suggest using a horizontal menu bar behind them, probably the orange or maybe even a lighter green, like a mint.
I would highly recommend getting someone to proofread your text. The links on the left have inconsistent capitalization (starting off with uppercase usually appears more professional, but not always). There are also a few other typos throughout. Hasty copy can be a huge turnoff, especially for sites dealing with money.
I love the fact that you have a form right on the front page. It's simple and easy, but you will have an even higher conversion rate if you use a custom image button, something that stands out from the background (probably the orange). If you don't know how to do this, try looking here:
http://www.htmlcodetutorial.com/form...YPE_IMAGE.html. Also, if you can, shorten the form by removing any fields that really aren't necessary for a quick quote. You want to have your button (which is your call to action) above the fold (which is the area of the page first visible without scrolling down). You'd be surprised at the number of people that won't scroll down.
As for just a few other layout tips, the whitespace beneath your phone number might be a little too large. I'd suggest moving the green outlined box (to the right of the whitespace) there and stretching it out to fit in that area. Also, the links below the green outlined box should be separate links, not one big link. And finally, the gray lines on either side of your page are good, but they should extend around the top and bottom to form a box because it looks just a little funny the way it is now.
Hope this helps you...you have a great start, you just need a little fine tuning and you should be doing good. Good luck.
