Some small things I (personally) would change;
: Logo - you definitely need a logo for the top of the page, every website/company should have one in my opinion
: Times New Roman - I think it's a horrible font and makes the design (especially since you have so much text) quite jagged and ugly
: The gradients arent good at all, they are too bold and look quite amateurish. Gradients should be smooth and flowing.
: The "curves" on the content boxes look too jaggy. If your going to round them, they need to be smooth else it doesn't work
: A few images wouldn't go a miss (looking at the 4 boxes you have that are just text - couldn't you put a few images in?)
Apart from that, I think your design is good and has potential to be great 
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