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I'm going to support everything that's already been said:
- not a fan of beige
- on the front page there's too much text (or at least it's poorly presented)
- the images on the front page are too small and the fade effect looks wrong, I wouldn't use those stock photos (the boat / car / house don't feel part of a linked set), maybe icons/graphics would represent the different insurance options better
- unless there's a really good reason to have it on the right, I'd move the sidebox to the left
- the address top right shouldn't be italic, and I hate the mixture of semicolons and commas
I'd clean up the front page, reduce the clutter / text by focussing on a couple of key statements and being a bit more creative with the images, and be more consistent with the text style/format.
The site IS ok. But it's exactly what I'd expect from an insurance firm. It's just a bit boring.
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