Hey SmokingTequila...MUCH better.

I see you got rid of your 30-someodd table cells.
Load time is fairly short on DSL...but I'm concerned about your title graphic. It's 88 KB! That will definitely cause some lag time on 56k. You can convert that png to a gif or jpg and cut that file size in less than a third.
As with before, I won't argue with others about your content. You've got lots of it, and now, it's a lot easier to make out what that content says.
One thing about your tables and text. You have your table width set to percentages, which is all well and good, but the text within that main content cell doesn't wrap nicely on 800x600 (looks geat on 1024x768). You have hard-coded line breaks in there, I would suggest taking those out, and letting your paragraphs wrap naturally.
I'll also recommend finding another color for your links and visited links. The default blue and purples don't really match your site. You can try using
http://www.colorschemer.com/online to find a nice complimentary match.
I think the font (Times) could be changed also. Whereas in print, the serifs (little ticks at the ends of the letters) help guide the eye from letter to letter, it is the opposite for reading on screen. Not so much for small bits of text here and there, and <H1> titles because the font sizes are larger. But for large bodies of text, I would change the fonts to Arial, Verdana, or some other sans-serif font, just for ease of readability. Besides, you'd be surprised at how much more "professional" a feel a site will have by simply changing the font.
As for your nagivation, it's simple, and (for the most part) effective. However, I would suggest taking the bullets off the main links/section titles (home, main info, services, tips, and links)...and maybe even another line break in between each section to identify that, yes, these are different sections, and, "look here, I even have
sub-sections".
